Make Sure You Are Crystal Clear About Your "Invest" Definition

In today's unstable economy, many people are searching for alternative means of making money and creating their own retirement plans. It is becoming clear that corporations and governments cannot guarantee your retirement plan upon turning 65. As a result, many are taking control of their own futures and putting their money into investments like property and shares. For others, it may be a distant dream, but they are not quite sure where they should begin. The definition of "invest" is a broad one and there are several methods. 

Buying a property is considered a fairly safe kind of investment, because real estate generally appreciates in value. There are a couple of different options to choose from. You can purchase a single home, a multi-unit complex or a vacation home to rent out to various tenants; alternatively, you can purchase a home for a low price and renovate it, then sell it for a higher price. Each option has its pros and cons and it's important to do some research before making a decision on which method you will go with.

Becoming a landlord is a huge responsibility, and you will need to become familiar with the local laws regarding tenants. They will be well aware of their rights, so you should be aware of yours. If you consider yourself a DIY person and can install floors, renovate bathrooms and apply a coat of paint, then flipping properties may be for you. 

When you complete the renovations yourself, you save money and increase your profit. When everything has been done, sell it at market value. Once it's sold, you can collect a nice big lump sum of money. Now, you can find another home and repeat the entire process. When you rent your properties, you receive a smaller amount of money, but it is a steady monthly income.

Keeping a lump sum of money in a bank account is not a good wealth-building method. If you decide not to purchase any more properties, another investment option is shares. When you buy the shares of a company, you are becoming part owner of that company. There are many public organisations and companies that offer their shares for purchase. You can get them via a self-directed investment account or a stockbroker. Due diligence and research are imperative before deciding which companies to include in your portfolio. 

You make a profit with shares by buying low and selling high. Depending on the type of company you invest in, you could see profits in just a few weeks, or it might take a few years. Many people buy stocks and hang on to them for at least 10 years; others sell them as soon as they realise they will make money.

An easier option is to invest in Index funds and or Exchange Traded Funds (ETFs) where you are buying a group of companies as opposed to one individual company. Buying into a group of companies protects you when the prices fall as you are not as exposed in comparison to one individual company.

But above all be clear as to your invest definition, and increase your knowledge and resources, you are able to make better decisions. Having a comprehensive plan is a good first step to taking care of your financial security. The time has come to stop depending on governments and corporations to provide your funds for retirement. 

Article Source: https://EzineArticles.com/expert/Mike_McLoughlin/587899

Strategies For Investing In Physical Gold

Buying physical gold has become a popular investment amongst investors these days. People who want to see their investment secure elect to invest in physical gold rather than Exchange Traded Funds (ETFs). The reason for wanting to acquire this precious metal is that it is easy to locate and easy to buy. 

Gold can be bought in the form of coins, ingots and bullion, and it comes in different shapes. In the current economic climate, it is an alternative investment class to stock market investing. 

The price of gold has risen steadily since the Second World War and has continued to grow. When it has fallen, it has only dipped a little bit, and most gold investors get their money back. Or if they want they hold onto their purchase and save it for when the price goes back up again. 

Three facts about buying physical gold 

Firstly, Let us take gold jewellery; there are remarkably few people who don't own a gold item.  If physical gold is dressed up in some delicate jewellery is worn by some important personality, the price will increase extensively. If you want to sell your gold jewellery, you would get a return when the markets are thriving. Every woman always has several items of gold jewellery that they have bought over the years. Jewellery can go out of date, and any gold that you may have can be sold as scrap for a price. 

Secondly, a more secure form of investing in gold is the ultimate gold bar. It is true; you cannot find it easily in some places. However, in many countries, you can order online and have it sent through via the postal service. You need to ensure you buy from trusted sources to ensure authenticity. The biggest gain in owning a gold bar is that it's price will undoubtedly increase according to shifts in the economy. This is also influenced by the rise and demise of gold mines around the globe. 

Thirdly, gold bullion is clearly a safe investment because it props up some of the other investments in the conventional markets. All governments always have some money tied up in gold, as a hedge against any financial mishaps. It will require extensive research to find and buy it but it is possible. However, compared to gold bars, you will have the assurance that it contains one hundred percent pure gold. The bullion is not adulterated by being fused with other metals such as copper. Gold bullion usually has the governmental stamp to convince you of it's purity. Therefore, if you are rethinking your strategy on investment, then gold may be an investment class you wish to consider.  It will help offset any shortcomings if the market crashes again. If you are a small investor, then buying a few gold bars every so often will not be difficult to keep either. You could put them somewhere safe in your home, and not forget where you put them. 

Article Source: https://EzineArticles.com/expert/Taneem_Sira_Sarwar/1495041

How Any Woman Can Become Rich

Did you know that there is no shortage of money? The problem is that you may not believe that you are worthy of having a lot of money. Anything you believe you can have, you will receive it. If someone is going to get rich, then why not YOU?

Many women are on the list of the rich and famous today. There is no secret on how to get money. You either inherit money or acquire it through some type of business (unfortunately, a lottery win is extremely unlikely). People's reasons for acquiring a lot of money are different from others. Some will apply money to their daily needs and wants to live a better life. Others may save their fortune and leave it to their children. Some use money to devote to a charitable cause to make the world a better place to live. 

If you want to create wealth, you must do something different. First, pay off all those credit cards and get out of debt. Second, you should make saving and investing your money a high priority in your life. To keep most of your money, you must make wise investments. You may start this process by seeking the advice from financial experts. 

When you use money to fulfill your purpose by starting a business to help others fulfill theirs, then you are doing good. When you are doing good with money, you can expect to draw more money to you. Once you start drawing money to you, then the sky is the limit. This means that you can get lots of money or as much as you want or need to fulfill your purpose. It is like standing under a water fall, "If you stand under a water fall, you are bound to get wet." The same is true with money, if you follow the principles of making and investing money, over a period of time, you are bound to get rich.

To the new and experienced entrepreneurs, getting help with your small business is very crucial to your success. Getting the right help will cause you to avoid costly mistakes, and it can also help you to save a lot of time, money and energy. You will need to get the right help to form the legal structure of the business, financial, management, procurement/certification, marketing, pricing products, preparing a business plan, and more. 

There are many successful business coaches and mentors that you can learn from, you just need to be clear on the areas you require support with. Look for recommendations within your local communities, FB groups, online sites such as Upwork and network with those around you. 

Always remember when you are starting out- to focus on the areas you are good at, get support in the areas you are not so great. You do not need to hire full time employees, look at pay on demand type services for booking keeping, accountancy, virtual assistants etc. I would also suggest you look for collaborations with others where you can exchange services which is a won-win for many people.

Article Source: https://EzineArticles.com/expert/Dr._Mary_E._Waters/99920

Where to start when Investing in the Stock Market

Investing in the share market has never been as easy as it is today thanks to share market platforms where everyday investors can invest as little as $10 at a time. Compare that to investing through a share broker where fees make this uneconomic unless you are able to invest a few thousand dollars at a time. Problem with this is that unless one had tens of thousands of dollars to invest then diversification where money is invested in a variety of companies is out of the question. 

The solution to this is Index funds, where your money is pooled with those of other investors. The Index fund tracks indices such as the S&P500, Nasdaq, Dow Jones, FTSE, ASX, Dax etc. Expense ratio fees are low and the benefit is that you don't have to pay buy and sell fees to an advisor every time an organisation leaves or joins an Index. 

Your money is also now invested in a variety of companies and industry types for diversification and for risk mitigation.

Sharesies is a popular trading platform in New Zealand but is certainly not the only one; Hatch, Kernel, and Invest Now are others. In the US, Robin Hood and Webull are popular trading platforms. In Australia Raiz, Spaceship, CommSec are popular and in the UK you can open a Stocks and Shares ISA which allows you to have a tax efficient trading account.

There are so many benefits of getting involved in the share market in this way with the main one being that it improves your financial literacy. It is all very well just reading books of a financial nature but knowledge comes from action otherwise what you may have learned on paper is just information. 

The basic rules of investing still need to be adhered to such as not placing all of your eggs in the one basket and investing according to your goals. If you require the money in the short-term then investing in growth stocks which are high return but with higher risk is not a suitable investment because chances are that the stock price will be down at the time when you need the money.

Micro investing is an excellent way to get involved in the share market. It helps to build your financial know-how, not to mention your wealth. 

Femvestorsglobal supports you in all areas of financial education as we help you with the basic fundamentals of investing, we give you everything you need so you have both the confidence and courage to start investing yourself.

So what are you waiting for?